Required Ritual of Islam: Zakat

2016 Ramadan GraphicThe last three pillars of Islam are zakat, hajj and the fast of Ramadan. We explained Ramadan on day one of our prayer series so today we will examine zakat.

Zakat (almsgiving) is one of the five pillars of Islam and therefore required for all Muslims. Zakat is the systematic giving of 2.5% of one’s wealth each year to benefit the poor.

Zakat is based on the “wealth” of a Muslim, not income. For instance the Zakat calculator for the Zakat Foundation of America helps to calculate the amount a Muslim should give by requesting their cash on hand in bank accounts, money loaned to others, expected tax refunds, the value of gold, silver and other precious items, stocks, bonds, IRA’s, and business assets.

There is a minimum wealth threshold called nisab. Islamic Relief Worldwide states that today there are two measures of nisab either the price of gold (3 ounces) or silver (21 ounces). The nisab threshold varies depending on the current market value. This year the nisab is approximately $3,731 by using the gold measurement and $304 by using the silver measurement. There are arguments between Muslim scholars as to which measurement should be used.

Muslims believe that neglecting to give zakat can result in damnation, and is a sign of hypocrisy. Charity in Islam is different than in the western world. In Christianity charity means to give to someone in need. In Islam, it can go to the poor, but it also can go to fund jihad.

The Qur’an, Sura 9:60, gives eight categories for the distribution of zakat. These categories include the poor, those short of money, zakat workers, those who hearts are to be reconciled, slaves purchasing their freedom, those in debt, those fighting for Allah and travelers needing money.  Those fighting for Allah are to be given enough “to suffice them for the operation, even if affluent.” Islamic law scholars also indicate that zakat should also be given to support the families during the time the fighter is away.

The Islamic State announced they would collect zakat from areas they controlled. Financial Times relates an incident of zakat collection by ISIS:

Mansour, a 26-year-old grocery storekeeper in eastern Syria, stalled payment while he tried to cook his books.

A week later, four ISIS officials stormed into his shop, ordered him outside, and tallied the bill themselves — to his dismay they based their calculation on the retail price of his stock. There were no price tags on the tinned beef, so one tax collector rode around town on his motorbike comparing canned beef prices in other stores.

Five hours later, the audit was complete. The bill: 32,500 Syrian lira (about $108).

“They told me, ‘You liar … How will victory be achieved if you’re not paying zakat?’”

Intelligence sources say zakat is a part of the way the Islamic State keeps its economy going. Since zakat can be used for those fighting in jihad, the Islamic State uses it to fund the salaries of its jihadis and finance services such as street cleaning and bread subsidies. The Financial Times estimates ISIS collected over $20 million of zakat on grain and cotton.

Western nations do not realize that one-eighth of the contributions of zakat, according to the Qur’an, is to support the active cause of Islam and used to support jihad.

Prayer Points:

Ask God to expose to Muslims the fact that some of the funding they expect is going to help the poor is actually (according to their leaders) assisting to fund jihad.

Ramadan 2013 – Day 21 – Alms for Allah’s Armies

2013 Ramadan PrayerZakat (almsgiving) is one of the five pillars of Islam and therefore required for all Muslims. Zakat is the systematic giving of 2.5% of one’s wealth each year to benefit the poor.

Zakat is based off the “wealth” of a Muslim, not income. For instance the Zakat calculator for the Zakat Foundation of America helps to calculate the amount a Muslim should give by requesting their cash on hand in bank accounts, money loaned to others, expected tax refunds, the value of gold, silver and other precious items, stocks, bonds, IRA’s, and business assets.

Muslims believe that neglecting to give zakat can result in damnation, and is a sign of hypocrisy. Charity in Islam is different than in the western world. In Christianity charity means to give to someone in need. In Islam, it can go to the poor, but it also can go to fund jihad.

The Qur’an, Sura 9:60, gives eight categories for the distribution of zakat. These categories include the poor, those short of money, zakat workers, those who hearts are to be reconciled, slaves purchasing their freedom, those in debt, those fighting for Allah and travelers needing money.  Those fighting for Allah are to be given enough “to suffice them for the operation, even if affluent.” Islamic law scholars also indicate that zakat should also be given to support the families during the time the fighter is away.

In June, Sheikh Abdel Moneim Mohammed, imam of the al-Nour mosque in Cairo said in one of his sermons, “With the recent events in the region, in Syria in particular, some associations are using zakat as a cover to raise funds for fighters. Some associations and small mosques even called for ‘money jihad’ or ‘jihad al-zakat’ to send money to those fighters.”

The Ahsania Mission Zakat Fund, lists these eight categories on their website.  This particular fund collects zakat money on four continents and lists contacts and addresses for donations in the United States, Canada, Australia, and the United Kingdom.

A Canada Revenue Agency audit revealed an Islamic charity, Mississauga’s Islamic Society of North America, gave more than $280,000 to a Pakistan-based agency that the government fears supported the Hizbul Mujahideen, a militant group that wants to see Kashmir secede from India.

The terrorist organization, Hamas, published an article on their website in May called “Jihad with Money” calling on its readers to give zakat generously. The article claims the term “Jihad with Money” has two different meanings. One is to give money for charitable causes, but the second speaks of a special meaning, “to make money for combat.” The money for combat included weapons, gear, clothing, weapon factories and support for the families of terror fighters.

Prayer Points:

Ask God to expose to Muslims the fact that some of the funding they expect is going to help the poor is actually (according to their leaders) assisting to fund Jihad.

Pray that Jihadi forces will not fight against western armies where funding has come from zakat.

Pray that western governments will prohibit Islamic charities based in western nations from distributing zakat funds for Jihad.

Ramadan Prayer Day 28 – Business: “Congratulations U.S. Taxpayer – You Are the Proud Owner of Shariah Compliant Products”

The American International Group better known as AIG is a massive insurance company that was considered “too big to fail” during the 2008 U.S. Financial Crisis. The U.S. government decided that if AIG declared bankruptcy, it would trigger the bankruptcy of many other financial institutions that had conducted business with the insurance giant. Beginning in September of 2008, the U.S. Government used more than $180 billion of taxpayer money to buy 79.9 % of American International Group (AIG) preferred shares in order to keep the company afloat.

AIG is considered a world leader in promoting shariah compliant financial products. Shariah compliant financing follows the dictates of Islamic law. 2.5% of the assets of a shariah compliant financial instrument (insurance, mortgage, investments, etc.) must be donated as “zakat”. Islamic scholars, serving on the advisory boards of shariah compliant companies determine how to distribute this money including giving the money for jihad.

In December of 2008, The Thomas More Law Center (TMLC) filed a lawsuit against the Treasury Department and the Federal Reserve Board. The lawsuit alleged that because the U.S. Government owned a majority portion of AIG, they were in violation of the First Amendment’s Establishment clause since shariah compliant products promote Islam over other religions.  The Establishment clause states, “Congress shall make no law respecting the establishment of religion.” The clause is typically interpreted to prohibit the establishment of a national religion and preference by the U.S. government of one religion over another.

The American Freedom Law Center reports additional information obtained during the discovery process for the lawsuit, which includes:

  • AIG has five wholly owned subsidiaries that promote and practice shariah.
  • The government places absolutely no controls on how its billions of taxpayer dollars are used by the shariah-compliant companies or to whom they support with their “zakat” (“charitable”) dollars.  Moreover, these companies all accept the mandate of shariah law to support jihad with zakat as long as they abide by the authoritative rulings of the world’s leading shariah authorities.
  • Over one billion taxpayer dollars have flowed through AIG’s headquarters into supporting AIG’s shariah businesses worldwide.
  • The Treasury Department has published, edited, and updated articles about shariah-compliant finance, which essentially promote Islamic law uncritically.
  • The Treasury Department has created and staffed a position called the Islamic Finance Scholar-in Residence.  No other religious law is so honored.
  • After the AIG bailout, in December, 2008 the Treasury Department co-sponsored a half-day conference called “Islamic Finance 101” for government policy makers, which was in effect a cheerleading program to promote shariah and shariah-compliant finance.

In January of 2011, a federal district court judge dismissed the constitutional challenge, and in June of 2012, the U.S. Court of Appeals ruled the taxpayer who first brought the suit lacked standing to challenge the government’s use of taxpayer funds. The decision will be appealed.

PRAYER FOR BUSINESS:

  • Pray the American taxpayers will awaken to the “creeping shariah” that is taking place in our large financial corporations.
  • The subject of shariah-compliant finance is complicated. Pray that there will be a simplistic way for this to be explained to the average taxpayer so they will have wisdom and understanding to not become involved.
  • Ask God to bring revelation to our government leaders of the dangers of shariah-compliant finance, especially when taxpayer funds are supporting this (as with AIG).